If you own a house, flat, shop, office or another eligible property and need money, you may be able to use that property as security to obtain a loan. This type of borrowing is commonly called a Loan Against Property (LAP) or a mortgage loan. People take loans against property for different reasons. Some need funds to expand a business, purchase equipment, manage business expenses, pay for education or...
October 2026
Buying a house is an important financial decision. Whether you want to purchase a ready-to-move-in flat, buy a house from an owner, purchase a property under construction, or build a home on your own land, a home loan can help you pay for the property over time instead of paying the full amount at once. However, getting a home loan in India involves more than simply filling out an application. Banks...