Introduction Running a small business requires money for stock, rent, salaries, equipment, marketing and other expenses. Sometimes, business owners also need funds to open a new shop, increase production, purchase commercial property or expand into another area. If your business does not have enough available cash, a business loan may help you meet these needs. In India, small businesses can explore...
October 2026
Introduction A business may need money to start operations, purchase stock, buy machinery, pay suppliers, open a new branch or expand into another market. A business loan can help meet these needs, provided the repayment terms suit the business. In India, business owners can explore different types of funding through banks, eligible non-banking financial companies (NBFCs) and other funding...
Introduction Getting a loan rejection from a bank can be frustrating, especially when you need money for a house, property purchase, business expansion or an urgent expense. However, a rejected application does not automatically mean that every other lender will reject you. The first step is to understand why your application was rejected. The reason may be related to your income, credit history,...
Introduction When you need money for a personal expense, property purchase, business, or large project, one of the first decisions is choosing the right type of loan. Two common options are secured loans and unsecured loans. The main difference is whether you provide an asset as security for the loan. A secured loan is backed by an asset, such as property or another accepted form of security. An...
Yes, you may be able to get a loan to buy a second property in India, even if you already own a house or are still repaying your first home loan. People purchase second properties for different reasons. Some want a holiday home, some want a house for their family, while others want to earn rental income or invest in real estate. However, getting a second home loan depends on your income, existing...
Businesses often need additional funds to expand operations, purchase machinery, manage working capital, open a new branch or repay existing business expenses. If you own a commercial property, such as a shop, office, showroom, warehouse or commercial building, you may be able to use it as security to obtain funding. A loan against commercial property for business purposes allows an eligible property...
Your house may need repairs, a new kitchen, bathroom upgrades, fresh flooring, painting or other improvements. These changes can make your home more comfortable, but renovation costs can be difficult to pay all at once. A home renovation loan can help you pay for eligible repair and improvement work without using all your savings. Depending on your needs and financial position, you may be able to...
Building your own house can be a major financial decision. Even if you already own a plot of land, you may need additional funds to pay for construction materials, labour, contractors, electrical work, plumbing and other expenses. A house construction loan can help you finance the construction of a residential property. Depending on the lender's rules, you may be able to apply if you already own land...
Buying land can be an important step towards building a house, starting a business, developing a property or investing for the future. However, purchasing land often requires a large amount of money, and not everyone wants to pay the full purchase price from their savings. If you are planning to buy a plot or a piece of land, you may be able to explore a land purchase loan, a residential plot loan, a...
If you own a piece of land or a plot and need money, you may be wondering whether you can use it to obtain a loan without selling it. The answer is yes, some lenders offer loans against eligible vacant plots or land, but not every type of land is accepted. Your options may depend on whether the land is a residential plot, commercial plot, agricultural land or another type of property. The location,...
