Frequently Asked Questions (FAQs)
General Questions
1. What is PlotViw Loans?
PlotViw Loans is a funding intermediary platform that helps individuals and businesses connect with potential lenders, funding providers, investors and business partners.
2. Does PlotViw Loans directly provide loans?
No. PlotViw Loans does not provide loans from its own funds. We help connect people seeking funding with potential funding sources.
3. What types of funding can I enquire about?
You can enquire about personal loans, secured and unsecured loans, home and land purchase funding, construction, renovation, business loans, working capital, project finance, asset-backed funding, investments, joint ventures and other lawful funding opportunities.
The options available depend on your requirement and the relevant provider’s criteria.
4. Can I apply for a large project loan?
Yes. You can submit a requirement for large project funding, including real-estate development and business projects. The availability of funding depends on the project, financial details, security offered, due diligence and the funding provider’s criteria.
5. Do you help people looking for investors?
Yes. We may help connect businesses and project owners with potential investors or business partners. All investment proposals are subject to due diligence, risk assessment and mutually agreed terms.
Eligibility and Documents
6. Who can submit a funding requirement?
Individuals, business owners, entrepreneurs, property buyers, project developers and companies can contact us. The eligibility criteria depend on the type of funding and the relevant provider.
7. What documents are required?
The documents depend on the funding requirement. They may include identity and address proof, bank statements, income proof, business records, financial statements, property documents, project reports or other supporting information.
The relevant provider will confirm the actual requirements.
8. Can I submit a requirement without all the documents?
Yes. You can initially share your basic requirement. Additional information or documents may be needed before a provider can assess the proposal.
9. Is collateral required?
Not always. Some funding options may be unsecured, while others may require property, gold, a vehicle, other assets or another form of security. The requirements depend on the lender and the type of funding.
Commission and Other Charges
10. What is the borrower-side commission charged by PlotViw Loans?
For eligible loan transactions, the borrower-side commission is 2% of the total loan amount actually received by the borrower.
For example, if you receive ₹1 crore in loan funds, the commission will be ₹2 lakh.
11. When do I have to pay the 2% commission?
The borrower-side commission is payable only after the loan funds have been credited to your bank account. You do not have to pay this commission upfront.
12. Do I have to pay the commission if my loan is not approved?
No borrower-side commission is payable if you do not receive the loan funds.
13. Are processing fees and other charges included in the 2% commission?
No. The 2% commission is separate from processing fees, legal charges, documentation, valuation, verification, mortgage or registration charges, taxes and other third-party costs.
The applicable charges, responsible party and payment terms must be confirmed for the specific transaction.
14. Does the funding company also pay PlotViw Loans?
In some transactions, a funding company, investor or other provider may pay PlotViw Loans a commission or referral fee under a separate agreement. The amount and terms depend on that agreement.
15. Are there any upfront charges to contact PlotViw Loans?
You can submit an initial enquiry without paying the borrower-side commission upfront. However, a particular transaction may involve separate charges from a lender, service provider or other third party. Always verify the recipient, purpose and written terms before making a payment.
Approval and Timelines
16. Is loan approval guaranteed?
No. All funding requests are subject to the relevant provider’s eligibility criteria, verification, due diligence and final decision.
17. How long does it take to receive funding?
The time varies depending on the amount, type of funding, documents, verification, approvals and provider’s process. We cannot guarantee a specific timeline.
18. Can I choose the interest rate and repayment period?
You can discuss your preferred terms with the relevant lender or funding provider. The final terms depend on what the provider is willing to offer and what the parties agree to.
19. Can I submit a requirement if another lender has rejected it?
Yes. You can share your requirement for review. However, another funding source may have similar eligibility conditions, and a new funding option is not guaranteed.
Safety and Verification
20. Should I pay a fee requested by a funding provider?
First, independently verify the provider and confirm the purpose, amount, recipient and refund terms in writing. Do not make payments based only on a verbal promise or an unverified funding offer.
21. Does PlotViw Loans guarantee investment returns?
No. Investments and joint ventures involve financial and commercial risks. Returns, repayment and business outcomes are not guaranteed by PlotViw Loans.
22. Will my information be shared with funding providers?
Information may be shared with relevant potential lenders, funding providers, investors or partners when needed to assess or process your requirement, subject to the applicable privacy terms and consent requirements. Please avoid sending sensitive documents until you have verified the recipient.
Contact and Next Steps
23. How do I submit my funding requirement?
You can contact us through the contact details on our website or use the Submit Your Requirement page, if available.
24. Can funding providers and investors contact PlotViw Loans?
Yes. Funding providers, investors and potential business partners can contact us to discuss funding opportunities and possible collaborations.
25. Where can I read the full terms and policies?
Please refer to the relevant pages on our website:
- Terms and Conditions
- Privacy Policy
- Disclaimer
- Fees and Charges Policy
- Funding Process and Eligibility
- Cancellation and Refund Policy
- Grievance Redressal
Still have a question?
Contact PlotViw Loans to discuss your funding requirement or business opportunity.
Website: https://loans.plotviw.com
Email: plotviw@gmail.com
Phone/WhatsApp: 8329183287
PlotViw Loans – Connecting Funding Requirements with Potential Funding Sources.
