Fees and Charges Policy
1. Introduction
PlotViw Loans operates as a funding intermediary. We help individuals and businesses connect with potential lenders, private funding companies, investors and other funding providers.
This Fees and Charges Policy explains our commission structure and clarifies who is responsible for other charges that may arise during a funding transaction.
2. Borrower-Side Commission
PlotViw Loans charges a commission of 2% of the total loan amount actually received by the borrower.
The following conditions apply:
- The borrower is not required to pay this 2% commission in advance.
- The commission becomes payable only after the borrower has received the loan funds in their bank account.
- The 2% commission is calculated on the total loan amount actually received by the borrower.
- The borrower must pay the applicable commission after receiving the loan funds, in accordance with the agreed payment terms.
Example: If a borrower receives ₹1 crore in their bank account, the 2% commission payable to PlotViw Loans would be ₹2 lakh.
If the borrower does not receive the loan funds, the borrower-side commission described in this section does not become payable merely because an enquiry was submitted, meetings were arranged or discussions took place.
3. Commission Paid by Funding Companies or Investors
In some transactions, a lender, funding company, investor or other funding provider may also pay a commission or referral fee to PlotViw Loans.
The amount and terms of this payment depend on the separate agreement between PlotViw Loans and the relevant company, investor or funding provider.
The agreed commission may be a percentage of the funded amount or another agreed fee.
Any such commission becomes payable according to the applicable agreement and the successful funding transaction. The relevant agreement will determine the payment terms.
The commission payable by a funding company or investor is separate from the borrower’s commission obligation.
4. Other Processing Fees and Transaction Charges
During a funding transaction, additional charges may apply. Depending on the transaction and the requirements of the funding provider, these may include:
- Loan processing fees.
- Memorandum of Understanding (MoU) or other documentation-related charges.
- Legal fees and documentation charges.
- Property valuation or technical assessment fees.
- Due diligence and verification fees.
- Mortgage, security creation or registration charges, where applicable.
- Stamp duty, taxes and other statutory charges.
- Other charges specifically required for the proposed transaction.
These charges are not included in PlotViw Loans’ 2% borrower-side commission.
PlotViw Loans does not bear or pay these additional charges. Responsibility for them must be agreed between the borrower and the relevant funding provider or other responsible party, as applicable.
The borrower should obtain clear information about any additional charges, who must pay them, the purpose of the payment and any applicable refund conditions before making a payment.
5. No Advance Payment of PlotViw Loans’ Borrower Commission
PlotViw Loans does not require the borrower to pay its 2% commission before receiving the loan funds.
The borrower’s commission becomes payable only after the loan amount has been received in the borrower’s bank account.
However, this provision applies only to PlotViw Loans’ borrower-side commission. It does not mean that every third-party fee or charge must be paid after disbursement. Other parties may have separate payment requirements, which should be verified and agreed upon in writing before payment.
6. Responsibility for Third-Party Charges
PlotViw Loans acts as an intermediary and helps arrange introductions, meetings and discussions between borrowers and potential funding providers.
We do not automatically assume responsibility for processing fees, advance charges, legal expenses, verification fees, valuation fees or other charges imposed by a funding provider or another service provider.
The party responsible for each charge must be identified and agreed upon before the relevant payment is made.
Borrowers should independently verify the legitimacy of the recipient, the purpose of the charge and the applicable terms before paying any third party.
7. Commission Negotiations and Separate Agreements
The borrower-side commission stated in Section 2 is 2% of the total loan amount actually received.
Any separate commission, referral fee or other payment from a funding company, investor or funding provider is governed by the agreement with that party.
Such arrangements may vary from one transaction to another. They do not automatically change the borrower’s agreed commission obligation.
Any change to the applicable fee terms should be confirmed in writing by the relevant parties before the transaction proceeds.
8. Taxes and Statutory Requirements
Any applicable taxes, including GST where legally chargeable, will be handled in accordance with applicable law and the relevant invoice or agreement.
Statutory charges, taxes and other transaction expenses imposed by government authorities or third-party service providers are separate from PlotViw Loans’ commission unless expressly stated otherwise in writing.
9. Refunds and Disputes
PlotViw Loans’ borrower-side commission is payable only after the borrower receives the loan funds, as described in this policy.
Any dispute concerning the amount received, the commission calculation or the applicable payment terms should be raised with PlotViw Loans for review.
Refunds or adjustments relating to third-party fees are governed by the relevant third party’s terms and applicable law. PlotViw Loans cannot promise a refund on behalf of an independent lender, investor or service provider.
10. Contact Us
For questions about our commission structure or fees and charges, please contact us.
Website: https://loans.plotviw.com
Business Name: PlotViw Loans
Business Type: Funding intermediary
Email: plotviw@gmail.com
Phone/WhatsApp: 8329183287
Business Address: Harvalem, Sanquelim, Goa, India 403505
11. Important Notice
PlotViw Loans acts as a funding intermediary and does not guarantee loan approval or funding.
The borrower’s 2% commission is payable only after the borrower receives the loan amount in their bank account. Any commission payable by a funding company, investor or other funding provider is governed by the separate agreement with that party.
Other processing, documentation, verification, valuation, legal and transaction charges are separate from PlotViw Loans’ commission and must be borne by the party responsible for them under the applicable agreement and law.
Last Updated: 15 October 2026
